the responsible person think

new Beijing on 30 May, (reporter Chen Kangliang) Chinese CBRC issued 30 "Chinese Banking Regulatory Commission annual report 2013" (hereinafter referred to as the "annual report" shows, 2013), the balance of bad loans of commercial banks China continued to increase. From the cheapjerseys.us area and industry concentration, new bad loans mainly concentrated in the Yangtze River Delta area, wholesale and retail trade and manufacturing industry for bad loans increased the most.

from the official data show, as of the end of 2013, commercial banks Chinese non-performing loan balance of 592100000000 yuan (RMB, the same below), an increase of 99300000000 yuan over the beginning of the year; non-performing loan rate of 1%, 0.05 percentage points year-on-year rise.

Mr

, CBRC relevant responsible person pointed out, the risk of bad loans total control. The main reason is that, the non-performing loan ratio remained at about 1% of the low, compared with the commercial banks in the world's major economies is still at a low level; the CBRC continued to promote the counter cyclical prudential regulation, banking capital and provision of adequate.

data display, as of the end of 2013, commercial bank weighted average core tier one capital adequacy ratio and capital adequacy ratio was 9.95%, compared to the beginning of the year increased 0.14 percentage points; loan loss reserve cheap club soccer jerseys balance of 1.67 yuan, an increase of 217500000000 yuan, the provision coverage reached 282.7%.

"in addition, commercial cheap national team soccer jerseys banks also maintains the good profit situation, and constantly improve the internal control system, and will play an important role in improving credit quality and enhance the ability to resist risk." The person in charge said. cheap football ncaa jerseys

this is Chinese CBRC issued eighth consecutive years. The outlook for the future of the regulatory environment, the responsible person think, Chinese economy will continue to show steady good posture, but taking into account the growth period, a period of structural adjustment, shifting the stimulus policy digestion period "three period superimposed", the difference between the change of economic recovery and to Chinese cheap jerseys us banking industry development strategy and business transformation brought tremendous impact.

therefore, "annual report" identified three major 2014 industry regulation: deepening reform and opening up the banking industry; to contain the risks; improve the banking industry to support the real economy efficiency.

, aimed at promoting open banking reform, the primary task, the China Banking Regulatory Commission proposed, expand opening up of the banking industry to improve the corporate governance, system, market system and supervision system, promote the management modernization.

in the expansion of banking industry opening to the outside, the CBRC said, will focus on attracting more foreign investment in Chinese banks, explore gradually relaxed requirements for qualification of foreign banks entering threshold, RMB and the branch operating funds, improve convenience of foreign banking industry show.

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